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Growing Wealth: The Smart Way to Make Money Work for You

From Seeds to Orchards: Growing Wealth with Simple Principles

It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for — Robert Kiyosaki


When you work smarter instead of harder, you achieve compound effects with the same amount of time. Remember, our time is limited; you can't get more than 24 hours in a day. Results based on hours worked are limited. To achieve far greater outcomes, you need to understand and leverage the rule of compound effects by working smarter.


Consider an apple. It has a limited number of seeds, but if you know how to nurture a seed into a full-grown apple tree, you'll have an orchard that produces countless apples. This principle, when applied wisely, can transform your life into multiple lives of abundance and fulfillment. These are the lessons I share in my book, Grow to Your Fullest. You can get a copy here.


Today, let’s apply the same principles to grow your money. Everyone works hard for money, but only a few have the wisdom to make their money work for them. Let me share some basic concepts of how money works, starting with the Rule of 72.

Growing Wealth: The Smart Way to Make Money Work for You

For those who don't know, the Rule of 72 is a simple way to calculate how fast your money can grow. It states that if you divide 72 by your annual interest rate, you’ll get the number of years it will take for your money to double.


Imagine you find an investment vehicle that offers a 4% return. According to the Rule of 72, your money will double in 18 years (72 divided by 4). This is already better than most bank savings accounts.


Let's break this down with an example. Suppose a 29-year-old starts saving $10,000. After 18 years, this amount doubles to $20,000. In another 18 years, it becomes $40,000. Can you retire on $40,000 at age 65? Unlikely! You might manage for a month, but then you'd be back to square one.


Now, what if we double the interest rate to 8%? According to the Rule of 72, your money now doubles every 9 years. That same initial $10,000 would grow to $160,000 by age 65. Impressive, right?


But let's take it a step further. At a 12% return, your money doubles every 6 years. By age 65, that initial $10,000 would grow to a whopping $640,000!


This raises an important question: when do you want to stop living paycheck to paycheck and start pursuing what you truly want in life? How much do you want your money to grow? And where can we find such high returns?


Many turn to stocks for high returns. However, guaranteeing a 12% return every year for 36 years is unrealistic due to market risks and volatility. This is why managing market risk and finding the right investment solutions is crucial.


So, what does the Rule of 72 teach us? It emphasizes the importance of the rate of return. For long-term wealth building, you can't rely solely on bank savings accounts with their minimal interest rates. At less than 1% interest, it would take 72 years for your money to double. Most of us can't afford to wait that long!


That's why learning how to invest wisely is essential. But how do you find the right solutions and manage market risks effectively? Or how do you have the right solution without any market risk with good annualized return like %8 or 12%

Are you ready to take control of your financial future? Stop living paycheck to paycheck and start making your money work for you.


Contact me at growtoyourfullest@gmail.com to discover safe investment solutions tailored to your needs. Let's embark on this journey towards financial freedom together. Remember, it's not about how hard you work, but how smart you work. Let's grow your wealth together!


May you grow to your fullest!


May you grow to your fullest!

If you want to have a group of people to support so you can share your roadmap, goals, celebrate your wins together, please join Grow to Your Fullest Circle


*** Please DOWLOAD the FREE document, Find your signature vision questionnaires so you use it to help you find your life vision and mission. 

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